Get flexible financing — for when your company’s working capital needs a rest — with the purchasing power of Visa®.

5Star Bank has partnered with UMB to provide you with business credit cards that give you the ability to get what your company needs to thrive — without putting its capital or other assets at risk. Track and control your small business spending with ease. And no matter where you or your team has to travel, you’ll have the power and security of Visa right in the palm of your hand.


With UMB credit cards you receive:

  • Billing options
  • Spending controls
  • Worldwide acceptance
  • Business reporting packages
  • Online account access
  • Fraud protection

We offer several different credit card options. Choose the one that meets your business needs.

For more information about our small business credit cards, please contact a 5Star Bank representative via phone or e-mail.

UMB Visa® Business Rewards Card

Businesses that are enrolled in the Visa business credit card rewards program will earn one point for each dollar spent when using their enrolled rewards card. The company can redeem these points for cash, travel or merchandise rewards. There is an annual fee to enroll in this program.

  • Save time and money with a UMB Visa business credit card — accepted at millions of locations, online and off, which makes the perfect payment method for office supplies, travel and entertainment, and even monthly bills.
  • Earn rewards — select travel, merchandise or cash — or choose all three.
  • Customize your rewards program to fit your company’s needs: ◦Link all points earned by your company into one account
  • Allow each employee to maintain his/her own account through individual billing 
  • Earn one point for every dollar in purchases and redeem for travel, merchandise or cash awards. Unlike other reward programs, you are not limited in the amount of points you can earn each year.
UMB Visa® Business Credit Card

UMB Visa Business Card is a no-annual fee credit card with customized spending limits and can be used anywhere Visa is accepted.

  • Spending limit up to $25,000 based upon your company’s needs
  • Designed for businesses with 50-or-fewer employees with a need for 20-or-fewer cards
  • Make payments online and access your account balance or transactions.
  • Minimum payment of five percent of balance or $50
  • Covers travel and emergency assistance, auto rental insurance, travel accident insurance and extended protection
UMB Visa® Commercial Card

The UMB Visa Commercial Card can simplify your business transactions by reducing the high cost of small-dollar purchases and by eliminating the time and paperwork associated with requisitions, approvals, purchase orders and invoice processing. Each account can be tailored to your business needs and there is no limit to the number of cards issued.

  • Limits can be placed on individual cards including dollar limits, total spending limits and vendor blocking.
  • Designed for businesses with 25 or more employees and revenues greater than $2 million.
  • No annual fee
  • Make payments online and access your account balance or transactions.
  • Customized reports

Certain restrictions, conditions and exclusions apply.