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At 5Star Bank, every client relationship begins with the peace of mind that comes from banking with a strong financial partner. You’ll receive a competitive interest rate, professional expertise to guide you through the loan process, local decision-making and outstanding service from a person you can trust.

Our mortgage experts will find the financing that best fits your unique situation. We will guide you through every step of the loan process; providing a smooth and stress-free experience and the valuable advice that really makes a difference. 

We also offer pre-approvals so that you can confidently shop and negotiate for your new home with a written commitment in hand!

When you’re ready to buy a home or refinance your existing mortgage loan, trust the experienced mortgage team at 5Star Bank. Our flexible options and a wide array of residential mortgage loan products can put your dream home within reach!

We finance1:

  • Owner-occupied Residential Loans
  • Non-owner occupied Residential Loans
  • Second or Vacation Homes
  • 1-4 Family Unit Properties

Our diverse, flexible mortgage options include:

Conventional Financing

  • Purchases or refinances
  • 1-4 family units
  • Fixed-rate and adjustable-rate mortgages available


  • Government-insured/guaranteed loans
  • FHA mortgage loans have maximum loan limits that vary depending on the average cost of housing in a given region. Our mortgage representatives will provide you with details specific to your transaction
  • Available for purchases or refinances
  • Down-payment funds can be gifted or borrowed against a secure asset


  • Government-insured/guaranteed loans
  • VA guarantee allows eligible veterans to purchase a home with no down payment and up to 100% financing

Interest Rate Reduction Refinance Loan (IRRRL)

  • An IRRRL can only be made to refinance a property on which you have already used your VA loan eligibility. No cash-out refinances are eligible.
  • No appraisal or credit underwriting
  • No money out of pocket
  • Lower your monthly loan payment
  • Lower your interest rate
  • Rapid closing process

Jumbo Loans

  • Loans that exceed the conforming loan limit
  • Fixed-rate and adjustable-rate mortgages available
  • Primary residences and second homes

Investment Property

  • Loans for one to four-family rental properties
  • Purchases

Additional loan options

  • Construction to Permanent loan financing: we provide a one-stop-shop that allows you to build your dream home and secure financing all with 5Star Bank
  • Bridge loans: use the equity in your current home to help finance your new home
  • Home Equity Loans and Lines of Credit



Our Mortgage Team

Our dedicated, knowledgeable loan consultants promise the highest possible customer care and personalized service. And, as a client of 5Star Bank, we will be here long after your loan closes ready to meet all of your financial needs!

Denver Tech Center

Aileen Berrios, NMLS# 1702932
Email: [email protected]
5251 DTC Parkway, Suite 100 | Greenwood Village, CO 80111

Downtown Colorado Springs (Sun Plaza)

John Williams, NMLS# 1827715
Email: [email protected]
104 South Cascade Avenue, Suite 102 | Colorado Springs, CO 80903

InterQuest & Peterson Air Force Base

Aileen Berrios, NMLS# 1702932
Email: [email protected]
InterQuest: 10989 New Allegiance Drive | Colorado Springs, CO 80921
Peterson Air Force Base: 455 West Paine Street, Bldg 1485 | Colorado Springs, CO 80914


By partnering with Colorado owned and operated Pivot Lending Group, we are able to offer competitive interest rates, local processing, underwriting, and closing services with local appraisers to ensure a smooth and seamless loan process with expert advice and responsive service.

1All loans are subject to credit, income and employment qualifications. Please see a Mortgage Representative for further details. 2Pivot Lending Group is regulated by: the Division of Real Estate (CO), the State of Nebraska Department of Banking and Finance (NE), the Arizona Department of Financial Institutions (AZ), AZ#0923361, the Office of the State Bank Commissioner (KS) Kansas Licensed Mortgage Company License No. MC0025226, the Wyoming Division of Banking (WY) WY# 2277. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. NMLS# 109995