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At 5Star Bank, every client relationship begins with the peace of mind that comes from banking with a strong financial partner. You’ll receive a competitive interest rate, professional expertise to guide you through the loan process, local decision-making and outstanding service from a person you can trust.

Our mortgage experts will find the financing that best fits your unique situation. We will guide you through every step of the loan process; providing a smooth and stress-free experience and the valuable advice that really makes a difference. 

When you’re ready to buy a home or refinance your existing mortgage loan, trust the experienced mortgage team at 5Star Bank. Our flexible options and a wide array of residential mortgage loan products can put your dream home within reach!

Finance Options1,2:

  • Owner-occupied Residential Loans
  • Non-owner occupied Residential Loans
  • Second or Vacation Homes
  • 1-4 Family Unit Properties

flexible mortgage options include:

Conventional Financing

  • Purchases or refinances
  • 1-4 family units
  • Fixed-rate and adjustable-rate mortgages available


  • Government-insured/guaranteed loans
  • FHA mortgage loans have maximum loan limits that vary depending on the average cost of housing in a given region. Our mortgage representatives will provide you with details specific to your transaction
  • Available for purchases or refinances
  • Down-payment funds can be gifted or borrowed against a secure asset


  • Government-insured/guaranteed loans
  • VA guarantee allows eligible veterans to purchase a home with no down payment and up to 100% financing

Interest Rate Reduction Refinance Loan (IRRRL)

  • An IRRRL can only be made to refinance a property on which you have already used your VA loan eligibility. No cash-out refinances are eligible.
  • No appraisal or credit underwriting
  • No money out of pocket
  • Lower your monthly loan payment
  • Lower your interest rate
  • Rapid closing process

Jumbo Loans

  • Loans that exceed the conforming loan limit
  • Fixed-rate and adjustable-rate mortgages available
  • Primary residences and second homes

Investment Property

  • Loans for one to four-family rental properties
  • Purchases

Additional loan options

  • Construction to Permanent loan financing: we provide a one-stop-shop that allows you to build your dream home and secure financing all with 5Star Bank
  • Bridge loans: use the equity in your current home to help finance your new home
  • Home Equity Loans and Lines of Credit



Our Mortgage Team

Our dedicated, knowledgeable loan consultants promise the highest possible customer care and personalized service. And, as a client of 5Star Bank, we will be here long after your loan closes ready to meet all of your financial needs!

Denver Tech Center

Joe Thiede, NMLS# 2099147
Email: [email protected] 
5251 DTC Parkway, Suite 100 | Greenwood Village, CO 80111

Downtown Colorado Springs (Sun Plaza)

Aileen Berrios, NMLS# 1702932
Email: [email protected]
InterQuest: 10989 New Allegiance Drive | Colorado Springs, CO 80921
Peterson Air Force Base: 455 West Paine Street, Bldg 1485 | Colorado Springs, CO 80914

Interquest/Peterson Space Force Base

Aileen Berrios, NMLS# 1702932
Email: [email protected]
InterQuest: 10989 New Allegiance Drive | Colorado Springs, CO 80921
Peterson Air Force Base: 455 West Paine Street, Bldg 1485 | Colorado Springs, CO 80914

Trinidad & Pueblo
Laura Aiello, NMLS # 459415
Email: [email protected] 
125 North Commercial Street | Trinidad, CO 81082


By partnering with Colorado owned and operated Pivot Lending Group, we are able to offer competitive interest rates, local processing, underwriting, and closing services with local appraisers to ensure a smooth and seamless loan process with expert advice and responsive service.

1All loans are subject to credit, income and employment qualifications. Please see a Mortgage Representative for further details. 2Pivot Lending Group is regulated by: the Division of Real Estate (CO), the State of Nebraska Department of Banking and Finance (NE), the Arizona Department of Financial Institutions (AZ), AZ#0923361, the Office of the State Bank Commissioner (KS) Kansas Licensed Mortgage Company License No. MC0025226, the Wyoming Division of Banking (WY) WY# 2277. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. NMLS# 109995