Make your company’s money work as hard as you and your employees do — without having to lift a finger.

At 5Star Bank, we offer several sweep services to help businesses make the most of their money. Have excess funds that don’t need to be used right away? Opt for our Excess Cash Sweep account. Manage a large corporation with multiple locations? A Cash Concentration account gives you the ability to manage widespread funds with ease. Contact us today to learn more about how our sweep services can help you!

Cash Concentration
  • Unparalleled management over accounts
  • Maximize fund availability
  • Prevent funds sitting idle that could be used elsewhere
  • Track individual account performance
  • Ideal for businesses with multiple stores, outlets, department, etc.
  • Perfect for companies with locations in several cities or states
Zero Balance Accounts (ZBA)
  • Perfect for companies with multiple divisions, stores, or operating units
  • More than one ZBA can be linked to the primary account
  • Multiple account balances are concentrated into one, centralized account
  • Funds are disbursed to individual ZBA accounts only when necessary to cover checks or debits
  • Concentrate funds, eliminating idle balances and simplifying account management
  • Maintain required balances for disbursements while maximizing excess balances
  • Transactions flow through separate accounts for audit purposes while balances are consolidated for funding
  • Eliminate the need for manual transfers between bank accounts
  • Separate statements for each account
Excess Cash Sweep
  • Available to business customers with a 5Star Bank business checking account
  • Keep your money working for you, automatically
  • Maintain target balances while maximizing interest earnings
  • Backed by U.S. agency securities, making it a very safe investment
  • Receive benefits where you need them the most:
    • Designate a target checking balance
    • Excess funds are automatically swept into and interest bearing Investment account
    • Principal is automatically transferred back into your checking account the next day
    • Funds are swept back over to your checking should you fall short of your balance
Other Sweep Services

The other sweep services we offer include:

  • Controlled disbursements – company payroll account
  • Overdraft line of credit (with approved credit)
  • Maintain minimum – maintain a minimum amount in accounts at all times

Contact us today to learn more!